As many of you have heard, Equifax, one of the nation's leading credit reporting bureaus, disclosed a massive data breach involving more than 143 million individuals. This data breach has far reaching implications for you and your family. As a result, we are recommending that you take the following steps in order to determine if you are at risk of ID theft.Visit the Equifax website at www.equifaxsecurity2017.com to determine if you and your family members (including minor children) have been affected. For women who may have been recently married, you also need to check your maiden name. Even if you determine that you have NOT been impacted, you may want to consider the remaining steps.
Obtain and review your credit report by going to www.annualcreditreport.com. You are entitled to one free credit report from EACH of the 3 credit reporting agencies per year. BE AWARE – there are many websites that imitate this service.
Consider placing a credit freeze on your credit reports. Keep in mind that this must be done with all 3 of the credit reporting agencies. Once you place a freeze on your credit, if you need access to your credit for any reason (mortgage, auto loan, home equity loan, etc.), you will need to unfreeze your credit and then re-freeze it once your credit needs are completed.
Experian – www.experian.com 1-800-397-3742
Trans Union – www.transunion.com 1-888-909-8872
Be sure to file your tax returns EARLY. The earlier your file your tax returns, the less likely your information will be used to file fraudulent tax returns using your information.
ATLANTA — As part of the company's ongoing review of the cybersecurity incident announced September 7, 2017, Equifax Inc. (NYSE: EFX) today made personnel changes and released additional information regarding its preliminary findings about the incident.